Banking Solution

SMS Banking is a technology-enabled service offering from banks to its customers, permitting them to operate selected banking services over their mobile phones using SMS messaging.

At one point of time, online banking or e-banking was a "must have" requirement for all the major banking sectors. In the new era it is SMS banking or Mobile banking that all banking sectors are focused on! Is your bank equipped for mobile solutions? If not, why wait for long! Contact NT Software and get the solution implemented in no time.

You can provide various features for your customers using Mobile banking:
  • Account Balance ( could be for various currencies )
  • Exchange Rates
  • Request for information like Interest rate, etc - using Short code messaging
  • Last transaction details
  • Request for Cheque book
  • Stop Cheque payment
  • Get Cheque status

Banking Solution can be a value added service to bank customers. It enables bank to automate its routine working. The bank can interact with its customer through this system. Customers need not come to the bank for their routine inquiries; rather they can access this information directly through the Messaging solution. This reduces the bank’s traffic thereby increasing working efficiency. On the other hand, customers get the convenience of accessing the bank directly from their home or workplace. Messaging solution adds real value by its event based alerts. Customer is informed about all the transactions happening in his account. It can include range of services like information about bank accounts, Time deposits, ATM card transactions, Credit card transactions, Fund transfer, Personal loan details, Mutual Funds etc.

Banking services offered using Banking solution.

PUSH - PULL SMS services:

  • Check account balance
  • Cheque book request
  • Cheque status
  • Request Statement of Account
  • Recent Transaction
  • Information about foreign exchange
  • Request Stop Payment of cheques
  • Product and banking information
  • Broadcast facility
  • Greetings/Reminders
  • Change of Password

Alerts:

  • Minimum/Maximum Balance
  • Cheque clearing/ Balance information
  • High value Debit/Credit transactions
  • Salary Credit